The Road to a Tax-Savvy Retirement – America's Retirement Forum

About the Course

For most retirees, there’s a massive obstacle standing in the way of a successful retirement. It’s called “taxes”. Between skyrocketing national debt, rising healthcare costs, and a Social Security program that’s barely sustainable, there’s strong potential for higher tax rates in the future. 

In this adult education class, we will cover the history of taxes in the US, look at the state of the economy, and discuss several strategies that are designed to help retirees and pre-retirees lower their tax bills — legally and without compromising good citizenship. 

The Road to a Tax-Savvy Retirement is a 2-night class designed to equip pre-retirees and those in retirement with the tax knowledge they need to make informed decisions.

During the two 2.5-hour sessions, you will learn:

“You can be young without money but you can’t be old without it.”

- Tennessee Williams

Course Outline

History of Taxes, Social Security, and Medicare in the United States

History can reveal a lot about the future, especially if you know how to identify trends. This section will dive deep into history and reveal some surprises about marginal tax rates and government spending.

The Fiscal Health of the United States Today

In this section, we look at the fiscal health of the United States, including the deficit, safety net programs, and national debt. With over $22 trillion in national debt, it’s important to understand the consequences of unchecked government spending and how that can potentially impact your taxes in retirement.

Strategies Designed to Maximize Income (and Minimize Taxes) in Retirement

Blindly taking money from your investment accounts in retirement could leave you exposed to large tax bills, increased Medicare premiums, and a lower social security benefit.  In this section, we’ll explore tax-efficient withdrawal and conversion strategies and other ways to reduce your tax bill so you can keep more of your benefits and hard-earned dollars.

The Importance of Having a Plan

Hoping that things will always remain the same and that retirement will somehow “work itself out” is a mistake. Whether or not you manage to get to “zero” in retirement taxes, you need a plan to make it the best time of your life.

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